Welcome to the Plaid Blog

October 23, 2020
Our Response to HMT’s Payment Landscape Review Call for Evidence
The payments landscape in the UK has changed drastically over the last few years with the introduction of PSD2 and Open Banking. As the UK government undertakes a...

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UK/Europe Open Banking

October 07, 2020
Building a better future for UK savers
New Plaid, PensionBee, and Innovate Finance report shows how open finance will give millions of UK consumers control over their pensions...

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UK/Europe Open Banking

September 04, 2020
PSD2 and GDPR: are they enough for open finance?
2018 was a milestone year for data regulation in the UK and Europe, with the implementation of both the revised Payment Services Directive (PSD2) and the General Data...

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UK/Europe Open Banking

May 22, 2020
Moving from Open Banking to Open Finance
In December 2019, the Financial Conduct Authority (FCA) launched an industry consultation on Open Finance, which explores how open-banking type access could be extended to other sectors such...

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UK/Europe Open Banking

May 14, 2020
Reviewing open banking on a global stage
Consumer/SME demand and government mandates are opening up the global banking sector. But we’re still seeing a variety of approaches to structuring open banking systems, with...

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UK/Europe Open Banking

May 07, 2020
Open-banking-as-a-service: what does that actually mean and how does it work?
Over the past two years, the UK and Europe’s payments’ industry has seen two key developments: the revised Payment Services Directive (PSD2); and Open Banking. Both have...

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UK/Europe Open Banking

April 29, 2020
Open banking: Should I build or partner?
Since the introduction of the revised Payment Services Directive (PSD2) and Open Banking in 2018, the payments sector in the UK and EU has exploded. Every day you...

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UK/Europe Open Banking