Welcome to the Plaid Blog
November 09, 2023
More improvements to the Plaid Link user experience
As part of our continual efforts to optimize the consumer experience, we’re releasing several automatic and optional Link upgrades. These include a refresh of Link’s design, a major...
November 08, 2023
The key to fighting fraud at scale
Fraud rings. Repeat offenders. Stolen credentials on the black market. These are just some of the ways fraudsters are organizing collectively. And with fintechs losing an average of...
November 06, 2023
Lending smarter with cash flow data: Plaid’s path ahead in Credit
Today, we’re excited to announce that Plaid has formed a new entity that will build solutions for customers who want ready-made credit risk insights from consumer-permissioned cash flow...
October 20, 2023
Better payments, better business
At Plaid, we see incredible promise in transforming payments in ways that improve the conversion of new users to your apps, reduce the previously accepted costs of credit...
October 16, 2023
Unlocking financial freedom with Esusu's VP of Product
In an exclusive conversation with Plaid, Ruchika Gupta Truitt, VP of Product, discusses how Esusu uses spending history insights provided by Plaid Transactions to unlock financial freedom for...
October 04, 2023
Tech Talk: Lending smarter with cash flow data
Cash flow data, such as income, rental payments, and utility records, has now become the industry standard for leading fintech lenders. They’re using cash flow data to fuel...
September 29, 2023
2022 State of Diversity, Equity, Inclusion & Belonging
Last year, we published our inaugural 2021 State of Diversity, Equity, Inclusion and Belonging (DEIB) blogpost to share how we approach DEIB at Plaid. In this post, we’ll...
September 28, 2023
More powerful Transactions data for more personalized user experiences
Plaid Transactions got supercharged! Today, we’re excited to announce several updates to our Transactions product, which enables financial services providers to do even more with transactional data. These...
September 27, 2023
How we use machine learning to power accurate, real-time income verification
Verifying and understanding a potential borrower's income is a critical part of the lending process. However, income verification can be time consuming and error prone, especially when relying...
September 18, 2023
Unlocking instant: How FedNow changes the payments game
The future of modern bank payments is being built as a collective between companies like Plaid, our customers, and payment rails like RTP and FedNow, but we are...
September 08, 2023
Scholar Fund helps families find relief faster with Plaid
Scholar Fund is a non-profit offering education, community development, and financial assistance for underserved communities. Recently, they managed the application and distribution of a $5 million fund supporting...
August 23, 2023
The Promise of PSD3: Modernising Open Banking with API access at the forefront
To meet the challenges and opportunities of ongoing digital transformation, the European Commission has proposed a groundbreaking package of measures. In this blog post, we'll delve into the...
August 22, 2023
Scaling an Open Finance future with Plaid’s Data Partner Dashboard
Plaid is excited to support data partners of all sizes, from the industry’s largest financial institutions and regional banks to fintechs, neobanks and digital banking platforms. That’s why...
August 18, 2023
Now you can enjoy 180 days of secure connectivity in Europe
Last September, the FCA changed its 90-day reauthentication rules in the UK, changing consent to be TPP managed instead of being bank-led. Plaid implemented these changes for its...
August 17, 2023
Plaid expands income verification suite, adding more automation and anti-fraud
One of the advantages of supplementing traditional credit reports with cash flow data from the source is the ability for consumers to share their financial data in real...