Transaction Dupes - Debugging multiple race conditions

Last summer, we started receiving feedback from a few customers that they were being notified about pairs of new transactions that appeared to be duplicates of one another. Pulling up a level, our Transactions product returns users' transaction history at almost every bank in the United States. For many customers,...

Plaid in Canada

Enabling innovation in financial services means doing so everywhere. Today, we’re taking a step towards this vision by announcing our first international market: Canada. This launch extends our full API suite to Canada, including EFT authentication via our Auth endpoint. We’ve added coverage for the largest financial institutions...

Introducing API secrets by environment

Starting today, distinct API secrets can be set for the Sandbox, Development, and Production environments. This allows you to easily grant varying levels of access to the Plaid API across your organization, meaning you can now safely give your entire development team access to the Sandbox environment. To make this...

Plaid People: Joy Zheng

Before Plaid, software engineer Joy Zheng worked as an engineer at Vessel and studied Computer Science and Mathematics at Harvard University. Joy talks Plaid, her love for baking, and how a little bit of statistics helped change up her reading routine in a big way. Photo by Kevin Hu What...

Drop leverages Plaid’s Transactions to innovate faster, further and better

When the founders of Drop set out to build their customer loyalty rewards platform, they envisioned a truly seamless user experience. To ensure they realized their vision, they turned to Plaid. Plaid’s Transactions product offers clean transactional data and simple integration, so that companies can focus on delivering the...

Changelog - April 2018

Here is a summary of what we've been working on over the last month: Assets: We announced that our new Assets product is live, for those of you in the mortgage space, approved by Fannie Mae for Day 1 Certainty™ asset verification. Check out the docs and integrate today! Link...

Plaiderdays

Back in March 2015, when Plaid had just a few dozen employees, we realized that even though we were laser-focused on getting Plaid off the ground, some of our best ideas might be unleashed if we gave ourselves a break from day-to-day work to focus on other projects. We called...

Live Oak Bank: Secure & Speedy Branchless Banking with Plaid

Security and speed—that’s what our bank customers expect. With Plaid’s Auth and Identity products, your company’s tech can meet the same high standards as your customer service. In order to best serve its growing numbers of small business and personal banking customers, digital bank Live Oak...

Our commitment to building an inclusive financial ecosystem

We’re proud to announce that we’ve recently joined the Center for Financial Services Innovation’s (CFSI) Financial Health Network. CFSI was established to promote innovation in financial services to meet the financial health needs of all Americans. This goal aligns well with our mission to lower the barriers...

Plaid Assets and Day 1 Certainty: a win-win solution for digital mortgage

Today, we’re thrilled to announce that our Assets product is out of beta and Plaid is officially approved to supply asset verification reports to Fannie Mae as part of their Day 1 Certainty initiative. This means that lenders can embed Plaid directly into their application experience and provide borrowers...

Changelog - March 2018

Here is a summary of what we've been working on over the last month...

Join the future of financial services - Simple

Earlier this year, I had the exciting opportunity to interview Susan Ehrlich, Chief Financial Officer at Simple. Simple takes a unique approach to digital banking by leveraging technology to make a different kind of profit in consumer banking. “Traditionally, financial institutions have been incentivized to take advantage of their customers’...

Our Journey in Mortgage

Last year, we made a commitment to better serve the mortgage market. We did this because we believed that digitization could bring transformation both for this industry and for the hundreds of millions of people who depend on it to fulfill their dreams of homeownership. Studies backed up that potential...

Changelog - February 2018

Here is a summary of what we've been working on over the last month...

Link Deployment with AWS Lambda@Edge

We’re always working to make Link the best way for developers to start building on Plaid. Link is our SDK that handles user authentication, two-factor flows, and error handling. Every release must clear a quality process that includes rigorous code review, an extensive unit test suite, and integration tests...