Welcome to the Plaid Blog

June 19, 2016
Announcing our $44M Series B
When we started building Plaid in 2012, our goal was simple: We wanted to make the financial services industry developer-friendly and enable new innovation in a space that had traditionally not had much. Largely driven by legacy technologies, intense competition, regulatory scrutiny, and security challenges, the banking industry has long been one of the hardest...

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April 26, 2016
Plaid named a Gartner 'Cool Vendor'
We’re excited to share that Plaid has been named a Cool Vendor in financial services by leading research company Gartner. “The Cool Vendors in Consumer Financial Services, 2016” report, published this month, highlights Plaid’s focus on empowering consumers and developers. We’re especially proud to be selected for Gartner’s consumer-focused report, because...

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April 25, 2016
Seeking refuge from unsafe JavaScript
In late 2013, the vast majority of Plaid's code was JavaScript. Though the proportion has decreased since then, JavaScript still accounts for more than half our code. Early Plaid code was fairly typical imperative JavaScript. For example: module.exports = function(raw) { var o = {}; for (var i = 0; i < raw.values.length; i++) { if (raw....

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April 17, 2016
Speeding up npm in virtual environments
At Plaid, we spend a lot of time thinking about the tools we use on the engineering side, which has helped us to automate time-consuming tasks and focus on empowering our customers. We wanted to peel back the curtain a bit to share some of the tools—and decisions—that help Plaid run. Recently, the...

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April 06, 2016
OFX 2.2
Let’s face it: Bank accounts weren’t designed with 21st century needs in mind. That’s a big part of what drives us here at Plaid—exploring how we can use technology to bridge existing infrastructure with changing consumer needs, strengthen security across the system, and reliably exchange data. At the end of the...

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March 28, 2016
Putting consumers first in fintech
Over the past few years, Plaid has been working with a growing number of groups throughout financial services to deliver better access to financial data. We focus on helping developers build great products for consumers, but we also recognize that the technologies we’re building raise questions around data access, consumer protections, and bank-developer interactions....

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Company

January 11, 2016
Plaid + Stripe ACH
Plaid and Stripe are excited to announce a new way to authenticate and accept ACH payments. With Plaid Link’s instant ACH authentication and Stripe’s ACH API, you can start accepting payments in minutes rather than business days — all without ever handling your customers’ account and routing numbers. View Demo How it works Traditional...

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Company

November 15, 2015
Frequently Asked Questions
Check out the below FAQs for info on the most commonly asked questions we get at Plaid. If you can't find what you're looking for, I'd also recommend checking out our Help Center or reach out through our contact page! FAQ What are Plaid's products? Our core products are called “Auth” and “Transactions”. Auth enables...

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Company

May 15, 2015
Introducing Plaid Link
Plaid Link is a quick and secure way to integrate with the Plaid API. Link is a drop-in module that handles credential validation, multi-factor authentication, and error handling for each institution that we support—all while keeping credentials from ever hitting your server. Head over to the Link docs to get started right away or...

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Engineering

April 22, 2015
Getting Started with Plaid Transactions
This quickstart guide will get you up and running with Plaid Transactions (previously known as Connect), which allows you to retrieve user-authorized transaction and account data from thousands of financial institutions in the United States. For additional information on Transactions and other Plaid endpoints, check out our full documentation here. Access To get started with...

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Engineering