Welcome to the Plaid Blog

February 20, 2017
Thoughts on consumer data access
Plaid’s role in connecting financial institutions, fintech developers, and consumers places us in a unique position in the ongoing discussion around consumer data access in financial services. These issues could have a big impact on consumers and developers, which is why we regularly engage with and learn from others in the ecosystem. Given our...

Read the article


February 05, 2017
Plaid plus Citi and Amex
Changing the landscape of financial services requires a partnership between financial institutions, technology firms, and startups. With this in mind, we're excited to share that Citi and American Express invested in Plaid as part of our previously announced Series B. Over the past four years, we've helped to power thousands of applications that have reshaped...

Read the article


January 22, 2017
Plaid + Bridge
At Plaid, we’re focused on building technology that makes financial services better—and we believe design will play a major role in that effort. Until recently, experiences with financial services have been marked by complexity. But, as banking experiences increasingly become digital, good design can fundamentally change that. And that’s where Plaid plays...

Read the article


January 16, 2017
More products for more banks
Today, we’re excited to announce that we’re expanding coverage for our account authentication product, Auth, to more than 60 institutions. On top of that, we’re also broadening support for our user identity validation product, Identity, to more than 35 institutions. This release brings greater product coverage across the full range of institutions...

Read the article


November 16, 2016
Announcing a new mobile experience for Plaid Link
We're excited to share new Link product updates that we've been working on that improve the mobile experience and make it even easier to integrate. Redesigned mobile experience Link’s look and feel on mobile devices has been redesigned from the ground up to ensure compatibility and performance on a wide range of devices, particularly...

Read the article


October 23, 2016
Introducing the new and improved Dashboard
Today, we’re excited to announce that we’ve shipped a new, completely redesigned Dashboard. New look and feel It’s hard to miss it — we’ve given the Dashboard a fresh new look. Better onboarding experience It’s not just about aesthetics, though. We wanted to make it easier to get up and running...

Read the article


October 18, 2016
Making sense of data access approaches
Consumer access to financial data has become a hot topic of late—and with good reason. U.S. consumers are embracing a proliferation of digital financial services, spanning everything from alternative lending to automated investing. Innovation in this space rests on consumers’ ability to grant access to their personal financial data, which often sits within...

Read the article


June 19, 2016
Announcing our $44M Series B
When we started building Plaid in 2012, our goal was simple: We wanted to make the financial services industry developer-friendly and enable new innovation in a space that had traditionally not had much. Largely driven by legacy technologies, intense competition, regulatory scrutiny, and security challenges, the banking industry has long been one of the hardest...

Read the article


April 26, 2016
Plaid named a Gartner 'Cool Vendor'
We’re excited to share that Plaid has been named a Cool Vendor in financial services by leading research company Gartner. “The Cool Vendors in Consumer Financial Services, 2016” report, published this month, highlights Plaid’s focus on empowering consumers and developers. We’re especially proud to be selected for Gartner’s consumer-focused report, because...

Read the article


April 25, 2016
Seeking refuge from unsafe JavaScript
In late 2013, the vast majority of Plaid's code was JavaScript. Though the proportion has decreased since then, JavaScript still accounts for more than half our code. Early Plaid code was fairly typical imperative JavaScript. For example: module.exports = function(raw) { var o = {}; for (var i = 0; i < raw.values.length; i++) { if (raw....

Read the article


April 17, 2016
Speeding up npm in virtual environments
At Plaid, we spend a lot of time thinking about the tools we use on the engineering side, which has helped us to automate time-consuming tasks and focus on empowering our customers. We wanted to peel back the curtain a bit to share some of the tools—and decisions—that help Plaid run. Recently, the...

Read the article


April 06, 2016
OFX 2.2
Let’s face it: Bank accounts weren’t designed with 21st century needs in mind. That’s a big part of what drives us here at Plaid—exploring how we can use technology to bridge existing infrastructure with changing consumer needs, strengthen security across the system, and reliably exchange data. At the end of the...

Read the article


March 28, 2016
Putting consumers first in fintech
Over the past few years, Plaid has been working with a growing number of groups throughout financial services to deliver better access to financial data. We focus on helping developers build great products for consumers, but we also recognize that the technologies we’re building raise questions around data access, consumer protections, and bank-developer interactions....

Read the article

Company

January 11, 2016
Plaid + Stripe ACH
Plaid and Stripe are excited to announce a new way to authenticate and accept ACH payments. With Plaid Link’s instant ACH authentication and Stripe’s ACH API, you can start accepting payments in minutes rather than business days — all without ever handling your customers’ account and routing numbers. View Demo How it works Traditional...

Read the article

Company

November 15, 2015
Frequently Asked Questions
Check out the below FAQs for info on the most commonly asked questions we get at Plaid. If you can't find what you're looking for, I'd also recommend checking out our Help Center or reach out through our contact page! FAQ What are Plaid's products? Our core products are called “Auth” and “Transactions”. Auth enables...

Read the article

Company