Welcome to the Plaid Blog

Since Plaid expanded to Canada last year, we’ve been impressed with the thriving fintech community there. Our customers–both fintechs and banks–offer many of the most popular and frequently used consumer finance products in Canada, such as Mylo, Wave, and Wealthsimple. And we’re always on the lookout for things that can help...

Most Americans find money to be the most stressful part of their lives. It’s the limiting factor—on what we can do, where we can go, how we can live. In the past five years, fintech emerged as an industry, and with it came a massive improvement in the quality of products available to...

Ten years ago, the first wave of fintech companies sowed the seeds for dramatic change by offering technology-led, user-centric, digitally-optimized experiences. Since then, consumers have widely adopted fintech applications, enhancing their financial experiences and increasing the tools available to improve their financial lives. Today, hundreds of millions of consumers around the world rely on fintech...

Here at Plaid, we’re committed to building a team with varied backgrounds, experiences, and perspectives across all functions and levels. Diversity and inclusiveness are core to Plaid–what we believe, the environment in which we want to work, and the world in which we want to live. Last week marked Plaid’s first year...

Every engineer is familiar with code reviews, and many before us have compiled thoughts and suggestions on how to do them. Code reviews have an outsized impact on team culture because they are an integral part of the day-to-day of every engineer. At Plaid, we take pride in our inclusive and collaborative culture, and we...

Back in March 2015, when Plaid had just a few dozen employees, we realized that even though we were laser-focused on getting Plaid off the ground, some of our best ideas might be unleashed if we gave ourselves a break from day-to-day work to focus on other projects. We called it Plaiderdays. Since then, our...

We’re proud to announce that we’ve recently joined the Center for Financial Services Innovation’s (CFSI) Financial Health Network. CFSI was established to promote innovation in financial services to meet the financial health needs of all Americans. This goal aligns well with our mission to lower the barriers to innovation and deliver access...

Last year, we made a commitment to better serve the mortgage market. We did this because we believed that digitization could bring transformation both for this industry and for the hundreds of millions of people who depend on it to fulfill their dreams of homeownership. Studies backed up that potential for impact. According to a...

Over the past few years, Plaid has been working with a growing number of groups throughout financial services to deliver better access to financial data. We focus on helping developers build great products for consumers, but we also recognize that the technologies we’re building raise questions around data access, consumer protections, and bank-developer interactions....

Plaid and Stripe are excited to announce a new way to authenticate and accept ACH payments. With Plaid Link’s instant ACH authentication and Stripe’s ACH API, you can start accepting payments in minutes rather than business days — all without ever handling your customers’ account and routing numbers. View Demo How it works Traditional...

Check out the below FAQs for info on the most commonly asked questions we get at Plaid. If you can't find what you're looking for, I'd also recommend checking out our Help Center or reach out through our contact page! FAQ What are Plaid's products? Our core products are called “Auth” and “Transactions”. Auth enables...