Welcome to the Plaid Blog

July 18, 2019
Introducing Liabilities to help you build better debt management solutions
As an industry, fintech has made managing money easier—from facilitating new ways to save, pay bills, budget, and so much more. Yet, innovation has lagged behind when it comes to a critical piece of financial health: debt management.At the end of 2018, U.S. consumer debt...

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July 02, 2019
Helping people invest in each other
Prosper needed a reliable way to onboard new users. With Plaid, Prosper’s customers successfully connect their bank accounts about 80% of the time....

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Case Studies

July 02, 2019
Changelog - June 2019
Highlights from what we've been working on over the last month:Investments: We launched Investments, which allows developers, fintech apps, and financial institutions to create a holistic view...

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June 24, 2019
Welcome, Summer 2019 Plinterns!
The Plintern team from left to right: Lujing Cen, Sarafina Smith, Jennifer McCleary, Andrew Chen, Owen Gillespie, Jarrod Dunne, Eric Fortney (not pictured)Summer is officially here, and our newest (and largest!) class of Plinterns are settled in our San Francisco and Salt Lake City offices! Now that they’re officially on-board, with their Plaid...

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June 21, 2019
How we stopped memory intensive queries from crashing ElasticSearch
At Plaid, we make heavy use of Amazon-hosted ElasticSearch for real time log analysis — everything from finding the root cause of production errors to analyzing the lifecycle of API requests....

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Engineering

June 20, 2019
Powering healthier financial futures with Investments
We’re excited to announce the launch of Investments, a product that enables developers to create a holistic view of their customers’ investments....

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June 14, 2019
Plaid People: Taylor Wilson
These days, Taylor Wilson is living out his dream job as a software engineer on the Integrations team at Plaid, but not before he pursued two other disparate career trajectories. In our latest Plaid People interview, he talks about his competing interests, the upside of trying your hand at everything, and why the old adage...

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June 10, 2019
An ethical alternative to payday loans
By nearly doubling its conversion rate, Plaid has helped SoLo Funds bring stability to the financially insecure....

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Case Studies

June 03, 2019
Changelog - May 2019
Highlights from what we've been working on over the last month:Plaid in the UK: We launched Transactions, Identity, Auth, Balance, and Assets in the UK, with support...

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Changelog

May 31, 2019
Finding the right fit: How Plaid reconciles pending and posted transactions
Plaid's API helps developers provide financial services to tens of millions of consumers across North America. These services help consumers manage their personal finances, let them transfer funds and make payments, and allow them to access loans and mortgages. Our mission is to improve people's lives by delivering access to the financial system.We work...

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Engineering

May 29, 2019
Plaid in the UK
Making money easier for everyone is what drives us here at Plaid. We hear from customers every day about how fintech is transforming people’s financial lives, making...

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Product Updates

May 29, 2019
PSD2 compliance
The Revised Payment Service Directive, also known as PSD2 or Open Banking, went into effect on January 13, 2018 in the UK and European Union. PSD2 requires banks to provide open APIs to Third Party Providers (TPPs) such as Plaid. The objectives of PSD2, according to the European Commission website, are to:Contribute to a...

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May 22, 2019
Easily integrate into the Plaid data network with Plaid Direct
We're excited to introduce Plaid Direct, our lightweight integration specification that allows banks and fintech applications to quickly and easily become a data source in the Plaid network....

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May 15, 2019
An improved Sandbox with customizable accounts
Today, we’re excited to share improvements to our Sandbox environment based on your feedback. You'll now be able to: Customize the number of accounts and their metadata...

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May 14, 2019
Plaid People: Kira Booth
Photo by Kevin Hu When Plaid opened its second engineering office in Salt Lake City in 2018, engineering manager Kira Booth was its very first employee. Since then, she’s been instrumental in building out the fast-growing Salt Lake team and maintaining seamless integration with San Francisco headquarters. In our latest installment of Plaid People,...

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