Welcome to the Plaid Blog

December 14, 2018
Plaid People: Ben Lee
Before joining Plaid in January 2018, Ben Lee served as counsel at some of the biggest names in tech, but he got his start as a public defender in one of the toughest legal jurisdictions in the country. In our latest installment of Plaid People, Ben talks about...

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December 11, 2018
Fintech is just getting started
Most Americans find money to be the most stressful part of their lives. It’s the limiting factor—on what we can do, where we can go, how we can live. In the past five years, fintech emerged as an industry, and with it came a massive improvement in the quality of products available to...

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Company

December 03, 2018
Changelog - November 2018
Highlights from what we've been working on over the last month: Institutions: We added support for ATB Financial while making a range of quality and reliability improvements across existing institutions, including better OTP support for TD Canada Trust accounts, removing the need for users to renew the connection by completing OTP after their original linkage,...

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Changelog

November 15, 2018
How Carvana uses Plaid to drive profitability
In allowing customers to browse, finance, and trade cars exclusively through its website, online used-automotive dealer Carvana offers a whole new way to shop for a vehicle. But despite its many advantages, prior to 2017, Carvana’s digital payment process needed modernizing. Up to that point, the then-four-year-old company had relied on traditional ACH to...

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Case Studies

November 08, 2018
New Assets features including transaction insights
Since introducing Assets earlier this year, we received a lot of great feedback from lenders about how they are using the financial data accessed through Plaid to make better and more timely credit decisions. With this feedback, we’ve worked to build new features that will make it even easier for lenders to work with...

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Product Updates

November 02, 2018
How Astra makes it easier for professionals to achieve their financial goals
In pursuit of its mission to make finances more intelligent, empowering, and personal, Astra—a smart personal finance tool for the overbanked, goal-oriented professional—recently launched a flexible, customizable iOS app that leverages user-defined rules and automation to save people time and reduce stress in the face of hairy financial challenges. But before Astra could...

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Case Studies

November 02, 2018
Changelog - October 2018
Here are a few highlights from what we've been working on over the last month: Transactions: We made major improvements to how we match pending transactions to posted transactions, ensuring that transactions reliably keep the same transaction_id from the moment they appear as pending onwards. Link: We released LinkKit 1.1.13, which includes...

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Changelog

October 30, 2018
Plaid People: Angela Zhang
Plaid engineering manager Angela Zhang has a penchant for pushing herself to learn and grow, but she never loses track of the team or having fun in the process. In our latest Plaid People interview, she discusses graduating from MIT in just three years, the value of bright green tracksuits, and why a sandwich is...

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Plaid People

October 26, 2018
How Zeta helps millennial couples achieve financial agency
Aditi Shekar has long believed that financial agency is a human right. So, when she founded Zeta, a digital money management tool geared toward couples, she did so with the intention of taking control over one’s personal finances accessible to individuals of all socioeconomic circumstances. To help her achieve her goal, she partnered with...

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Case Studies

October 23, 2018
How Stilt provides millions with access to credit products using Plaid
Because traditional lenders in the United States rely on credit scores to determine loan eligibility and interest rates, immigrants and other underserved populations often find themselves in a catch-22. No one will give them a loan because they have no U.S. credit score, and they have no U.S. credit score because no one...

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Case Studies

October 22, 2018
Safe, convenient, and reliable data access for consumers
Ten years ago, the first wave of fintech companies sowed the seeds for dramatic change by offering technology-led, user-centric, digitally-optimized experiences. Since then, consumers have widely adopted fintech applications, enhancing their financial experiences and increasing the tools available to improve their financial lives. Today, hundreds of millions of consumers around the world rely on fintech...

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Company

October 17, 2018
More improvements to help users find their bank in Link
We recently introduced several improvements to Link web and iOS that will help your users to easily find their bank when connecting their accounts. Updates include: Adding 6,300+ new bank logos and colors Displaying bank homepage URLs in search results Ranking popular banks higher in search results Bank logos and colors help reinforce brand...

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October 17, 2018
Meet Plaid's Engineering Interns
Plaid's inaugural class of engineering interns have shipped their projects and are back at school. We asked how their summer went. Our four interns for summer 2018 came in with a wide range of technical interests and tackled projects across the entire organization: data infrastructure, core services, platform, and developer experience. But it wasn’t...

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Engineering

October 02, 2018
Changelog - September 2018
Here are a few highlights from what we've been working on over the last month: Institutions: We added Identity support to roughly 600 more institutions while making improvements to our support for joint accounts, and now support Identity for more than 2,100 institutions in total. Discover Bank got a facelift, adding support for Auth...

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Changelog

October 01, 2018
Plaid at Grace Hopper 2018
Here at Plaid, we’re committed to building a team with varied backgrounds, experiences, and perspectives across all functions and levels. Diversity and inclusiveness are core to Plaid–what we believe, the environment in which we want to work, and the world in which we want to live. Last week marked Plaid’s first year...

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Company