Welcome to the Plaid Blog

May 22, 2020
Moving from Open Banking to Open Finance
In December 2019, the Financial Conduct Authority (FCA) launched an industry consultation on Open Finance, which explores how open-banking type access could be extended to other sectors such as mortgages, insurance and pensions. We recently submitted a response to the FCA focusing on on three key themes: Make...

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May 19, 2020
Introducing Plaid Exchange
The financial ecosystem is undergoing an unprecedented digital transformation due to new realities brought on by COVID-19. Consumers and businesses have turned to fintech to manage their finances...

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Product Launches

May 15, 2020
Plaid People: Eric Sprauve
When Plaid engineering manager Eric Sprauve recognizes a need, he can’t help but look for a solution. It’s a trait that has served him since his...

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Plaid People

May 14, 2020
Reviewing open banking on a global stage
Consumer/SME demand and government mandates are opening up the global banking sector. But we’re still seeing a variety of approaches to structuring open banking systems, with...

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UK/Europe Open Banking

May 07, 2020
Open-banking-as-a-service: what does that actually mean and how does it work?
Over the past two years, the UK and Europe’s payments’ industry has seen two key developments: the revised Payment Services Directive (PSD2); and Open Banking. Both have...

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UK/Europe Open Banking

May 04, 2020
Changelog - April 2020
Highlights from what we've been working on over the last month: SBA Verification: We launched a free solution that enables small businesses to share relevant payroll data with...

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Changelog

April 29, 2020
Open banking: Should I build or partner?
Since the introduction of the revised Payment Services Directive (PSD2) and Open Banking in 2018, the payments sector in the UK and EU has exploded. Every day you...

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UK/Europe Open Banking

April 28, 2020
Payment Initiation in the UK
Last May, we launched Plaid in the UK with the goal of making money easier for everyone, no matter where they bank or live. With Open Banking, Plaid...

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Product Launches

April 13, 2020
A path to student loan freedom
Savi helps borrowers enroll in loan forgiveness and reduced repayment programs....

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Customer Stories

April 09, 2020
Securing WebViews with Chrome Custom Tabs
In order to make our SDK as secure as possible, we've implemented it using Chrome custom tabs instead of Android WebViews. In this article we explain why we've made that decision and how we've overcome the technical issues we encountered along the way....

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Engineering

April 01, 2020
Changelog - March 2020
Highlights from what we've been working on over the last month: The Netherlands: We launched support for the largest financial institutions in the Netherlands, including ING, Rabobank, and...

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Changelog

March 30, 2020
Fintech everywhere is underway
We believe every company will become a fintech company in some way and that delivering financial services is no longer the sole domain of the traditional providers....

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Company

March 30, 2020
Microsoft announces Money in Excel powered by Plaid
Money in Excel features a Plaid integration and the new capabilities essentially turn the spreadsheet software into a fintech app....

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Company Product Updates

March 27, 2020
Earned wages without the wait
Branch helps hourly workers get ahead by offering payroll advances and budgeting tools....

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Customer Stories

March 25, 2020
Plaid in the Netherlands
Countries around the world are facing major economic obstacles at the hands of the COVID-19 pandemic, and people and small businesses everywhere are feeling greater financial difficulties than...

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Product Launches