Welcome to the Plaid Blog

November 08, 2018
New Assets features including transaction insights
Since introducing Assets earlier this year, we received a lot of great feedback from lenders about how they are using the financial data accessed through Plaid to make better and more timely credit decisions. With this feedback, we’ve worked to build new features that will make it...

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November 02, 2018
How Astra makes it easier for professionals to achieve their financial goals
In pursuit of its mission to make finances more intelligent, empowering, and personal, Astra—a smart personal finance tool for the overbanked, goal-oriented professional—recently launched a flexible, customizable iOS app that leverages user-defined rules and automation to save people time and reduce stress in the face of hairy financial challenges. But before Astra could...

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Case Studies

November 02, 2018
Changelog - October 2018
Here are a few highlights from what we've been working on over the last month: Transactions: We made major improvements to how we match pending transactions to posted transactions, ensuring that transactions reliably keep the same transaction_id from the moment they appear as pending onwards. Link: We released LinkKit 1.1.13, which includes...

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Changelog

October 30, 2018
Plaid People: Angela Zhang
Plaid engineering manager Angela Zhang has a penchant for pushing herself to learn and grow, but she never loses track of the team or having fun in the process. In our latest Plaid People interview, she discusses graduating from MIT in just three years, the value of bright green tracksuits, and why a sandwich is...

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Plaid People

October 26, 2018
How Zeta helps millennial couples achieve financial agency
Aditi Shekar has long believed that financial agency is a human right. So, when she founded Zeta, a digital money management tool geared toward couples, she did so with the intention of taking control over one’s personal finances accessible to individuals of all socioeconomic circumstances. To help her achieve her goal, she partnered with...

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Case Studies

October 23, 2018
How Stilt provides millions with access to credit products using Plaid
Because traditional lenders in the United States rely on credit scores to determine loan eligibility and interest rates, immigrants and other underserved populations often find themselves in a catch-22. No one will give them a loan because they have no U.S. credit score, and they have no U.S. credit score because no one...

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Case Studies

October 22, 2018
Safe, convenient, and reliable data access for consumers
Ten years ago, the first wave of fintech companies sowed the seeds for dramatic change by offering technology-led, user-centric, digitally-optimized experiences. Since then, consumers have widely adopted fintech applications, enhancing their financial experiences and increasing the tools available to improve their financial lives. Today, hundreds of millions of consumers around the world rely on fintech...

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Company

October 17, 2018
More improvements to help users find their bank in Link
We recently introduced several improvements to Link web and iOS that will help your users to easily find their bank when connecting their accounts. Updates include: Adding 6,300+ new bank logos and colors Displaying bank homepage URLs in search results Ranking popular banks higher in search results Bank logos and colors help reinforce brand...

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October 17, 2018
Meet Plaid's Engineering Interns
Plaid's inaugural class of engineering interns have shipped their projects and are back at school. We asked how their summer went. Our four interns for summer 2018 came in with a wide range of technical interests and tackled projects across the entire organization: data infrastructure, core services, platform, and developer experience. But it wasn’t...

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Engineering

October 02, 2018
Changelog - September 2018
Here are a few highlights from what we've been working on over the last month: Institutions: We added Identity support to roughly 600 more institutions while making improvements to our support for joint accounts, and now support Identity for more than 2,100 institutions in total. Discover Bank got a facelift, adding support for Auth...

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Changelog

October 01, 2018
Plaid at Grace Hopper 2018
Here at Plaid, we’re committed to building a team with varied backgrounds, experiences, and perspectives across all functions and levels. Diversity and inclusiveness are core to Plaid–what we believe, the environment in which we want to work, and the world in which we want to live. Last week marked Plaid’s first year...

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Company

September 19, 2018
Refreshing Plaid's brand
Noticed anything different about us lately? Sure, we’ve got a little spring in our step from expanding our institution coverage for Auth and Identity, but we’ve...

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Design

September 12, 2018
Shifting the used car landscape
When it comes to car ownership, Shift is rethinking the status quo. Since its launch in 2014, the digital marketplace and end-to-end car concierge service has prided itself on bringing trust and simplicity to the peer-to-peer used car market, in effect turning what can be a stressful life event (i.e., buying or selling a...

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Case Studies

September 10, 2018
Managing your Amazon Redshift performance: How Plaid uses Periscope Data
The Data Science & Infrastructure team at Plaid has grown significantly over the past few months into a team whose mission is to empower Plaid with a data-first culture. This post is a look at how we rebuilt internal analytics around rollup tables and materialized views at Plaid. DSI: It’s a lifestyle After building...

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Engineering

September 07, 2018
Plaid People: Kevin Hu
A data scientist at Plaid since March 2017, Kevin Hu is busy pursuing his dream of building things that matter. Here, he talks math contests, cats of Instagram, and the collaborative nirvana that is “group sound.” Photo by Kevin Hu (magic!) What exactly does a data scientist do all day? I help build models that...

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Plaid People