Welcome to the Plaid Blog

November 24, 2020
Plaid and Jack Henry partner to enable Plaid Exchange for over 350 banks
A recent study by Capital One and the Decision Lab found that 77% of Americans experience anxiety due to their financial situation—an issue intensified by this year's pandemic and subsequent economic downturn. Consumers are increasingly turning to fintech to manage and improve their finances, which makes it...

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November 19, 2020
Plaid’s strategy to facilitate an API-based ecosystem
Reliable, secure access to consumer-permissioned data is the heartbeat of fintech. It’s what allows fintech services to help consumers save money, save time and reduce their financial...

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Company

November 19, 2020
How we built developer efficiency at Plaid
For the longest time, Plaid was a company with just a few engineers primarily focusing on the product and execution. Everyone was working on the product to create...

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Engineering

November 18, 2020
Plaid People: Nicole Butler
Nicole Butler joined our London office as the third UK/EU team member. Today the office is made up of nineteen Plaids (and counting!). In our latest Plaid...

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Plaid People

November 12, 2020
Payroll data: The next frontier for fintech and open finance
Consumer-permissioned access to payroll data could unlock new applications and improve consumers’ financial lives As fintech adoption exploded over the past decade, consumers became familiar with connecting their...

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Open Finance Lending

November 12, 2020
Plaid’s first Community Town Hall
2020 has been a key year for fintech–a year of challenges, along with growth and opportunity. I wake up excited every day knowing that we’re working...

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Company

November 05, 2020
Improving the small-dollar lending experience with fintech
Lenders have more opportunities to participate in responsible and cost-effective small dollar lending. Recently, the Fed, FDIC, OCC, and NCUA released new guidance encouraging banks and credit unions...

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Lending

November 05, 2020
Newsletter - November 2020
Introducing our monthly newsletter, where you can learn about the latest product enhancements, company events, industry news, and more. Product highlightsAccess mortgage data to help users better manage...

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Newsletter Changelog

November 03, 2020
Improving the UK’s rental experience one tenant at a time
In recent years, developments in open banking and fintech have enabled consumers to manage their financial lives in new and creative ways. These include simple, convenient solutions designed...

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UK/Europe

October 28, 2020
A call to action for fintech
After much anticipation, last week the Consumer Financial Protection Bureau (CFPB) released their Advanced Notice of Proposed Rulemaking (ANPR) on Dodd-Frank Section 1033.  This announcement is a watershed...

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Company Open Banking

October 23, 2020
New Plaid docs to get you building faster
The Plaid docs are a key resource for you as you integrate with Plaid and help build the future of fintech. We want to ensure that you have...

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Product Updates

October 23, 2020
Our response to HMT’s Payment Landscape Review Call for Evidence
The payments landscape in the UK has changed drastically over the last few years with the introduction of PSD2 and Open Banking. As the UK government undertakes a...

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UK/Europe Open Banking

October 22, 2020
How Plaid parses transaction data
At Plaid, we link financial accounts to applications, removing the need for our customers to build individual connections to financial institutions and standardizing the data that’s used...

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Engineering

October 22, 2020
[Report] The Fintech Effect: Consumer impact and a fairer financial system
Landmark survey reveals fintech benefits consumer financial well-being...

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October 14, 2020
Access mortgage data to help users better manage debt
Last year, we launched Liabilities so developers can help consumers understand, and manage their student loan and credit card debt more effectively. Today, we’re taking that one...

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Product Updates